| KIND OF LOAN | REQUIREMENTS | SECURITY | MAXIMUM LOANABLE AMOUNT | INTEREST RATE | MAXIMUM TERM OF LOAN | MODE OF PAYMENTS |
| Salary-DEPED Teachers (APDS) | -One(1)valid ID (photocopy) -Latest Original payslip for verification and stamping. Original stamped payslip can be returned but a photocopy will be retained. | Salary | Maximum of P 600,000.00 and Net Take Home Pay (NTHP) of not less than P5,000.00 | -7.5% pa -6% bank charge (regardless of term) | Maximum of 36mos. | Monthly |
| Independent Schools (Payroll Deduction) | -One(1) valid ID (photocopy) -Latest Payslip (Original) | Salary | Maximum of P 600,000.00 and Net Take Home Pay (NTHP) of not less than P5,000.00 | -7.5% pa -6% bank charge | Maximum of 36mos. | Monthly |
| OTHER SCHOOL(CTU) | -One(1) valid ID (photocopy) -Latest Payslip(Original) -One(1) co-maker which is a regular Co-Teacher with latest payslip (Photocopy) | Salary | Maximum of P 600,000.00 and Net Take Home Pay (NTHP) of not less than P5,000.00 | -7.5% p.a -6% bank charge | Maximum of 36 mos. | Monthly |
| LGU’S | -One(1) valid ID (Photocopy) -Latest Payslip (Original) -One(1) co-maker which is a regular co-employee w/ latest payslip (photocopy) -Photocopy of ID of the co-maker | Salary | Maximum of P 450,000.00 and Net Take Home Pay (NTHP) of not less than P5,000.00 | -17% p.a. -9% bank charge | Maximum of (3) years | Monthly |
| Barangay Officials | -One(1) valid ID (Photocopy) -latest payroll -Three(3) co-makers w/ latest payroll (photocopy) -MOA between the bank and Brgy. (Notarized) | Honorarium | Based on Honorarium with threshold amount of P 1,000.00 | -17% p.a. -9% Bank charge | Maximum of 24 months | Monthly |